Insurance for cyclists is now available in Japan.
Major insurance companies are capitalizing on the rise of traffic accidents involving cyclists - and court decisions in which victims of accidents were awarded large sums to be paid by the offending cyclist.
In 2010, according to Japan's National Police Agency, there were 2,760 traffic accidents involving cyclists and pedestrians. In addition, there were 3,796 accidents involving two (or more) bicycles.
Among those entering the insurance market are au Insurance, KDDI and Aioi Nissay Dowa Insurance company, and Mistui Sumitomo.
Mitsui is selling its premiums at 7-11 stores nationwide.
There are various plans and premiums start at 100 yen a month.
Before signing up, though, cyclists should first check if other insurance policies they own cover accidents while cycling.
© CycleKyoto.com
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